The first part of consolidating your college loans deals with selecting the lender with whom you will file. It is easiest to check back with your school to determine what lenders work with the type of loans you have and through the institution.
Since lenders are competitive, you stand to save in the thousands with their low interest rates and borrower benefits packages. If you are still within the loan’s grace period you can get the best rates possible, but even if you are not you can still get a great deal. Federal loans sometimes have yearly deadlines for consolidation but private loan consolidation can be done any time.
Choose the lender that offers the best deal for your financial situation and be sure to read all fine print, you do not want to face extra charges that you signed up for without knowing.
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